Let s talk gold :$

Salam
Let s talk gold today :)

bukan jari Ermayum :),
cinonet cam ni pun rm300 tau, dulu murah bangat

Masa di Trengganu sempat survey survey emas dan mencuci mata bagi biji mata terang sikit :). Last week kedai disana boleh bagi sampai rm127 per gram sebab harga emas turun kejab but the last few days melompat balik ke rm135. Kalau disini lagi lah tak dapat harga begini. Semua maklumkan emas emas dibandar ni sangatlah mahal, more mahal upah kerana menggaji pekerja dan bayaran sewa kedai :). So kalau mencari yellow gold baiklah balik
kampung or beli di Trengganu or Kelantan.


Sangatlah malang (dan tidak disenangi mr hub sebab saya lebih menggemari white gold dari yellow gold ). Walau bagaimana pun saya sangat setuju menggunakan gold sebagai simpanan masa depan (of course sebagai one of investment alternatives apart from cash seadanya (byk byk pun tak guna sebab inflation rate n value yang semakin kurang sebab barang asyik naik hargakan), selain property and unit trust.


Imagine this, you have rm1000 and you save it for the rainny day but the value of rm1000 in 5 years maybe sama valuenya dengan rm500 sahaja (tanpa menggunakan mana mana formula ;)) yet let say you use the rm1000 to buy gold, pure or in the form of jewelery, 5 years from now the gold worth double or triple of its value.


When I was a little girl, I used to follow my mum to goldsmith. Then, gold was at rm30 to rm40 per gram. 10 years ago, when I was not yet into white gold, and still menjadi peneman my mum to goldsmith, price per gram was at rm70 to rm80. Today the price per gram is at rm140. Do you see the trend? And l got to exchange cincin cincin my mum yang sudah bengkok and hilang batu, 4 of them, seingat I, 25 years ago harganya hanyalah rm100 over for rm1600 ;D. Of course I tak tukar dengan wang ringgit, but dengan yang lebih dekat dimata dan dihati.;) 


Masa I kecik my mum bough my ring at rm40. These day, to get the same size of ring for my girls, I need to pay almost rm300. And all my mum jewellery yang dulunya dibeli dengan harga 1k and 2k now worth ribut riban lemon :). I don't really put them on, sebab different citarasa :) yet pakai jugalah sekali sekala. I am keeping them for the rainy days (and also for the memories). And as simpanan semestinya ia disimpan dibank siap dibayarkan zakat sekali if you simpan di Bank Islam.


Yes, you can also open gold account with some of the local bank but tak sama sebab you don't see the actual gold. Itu atas angin sahaja. So buy the real one. Memang sedikit hassle until diconvertkan ke cash but the value in future is worth the trouble. Buy certificate pure gold in the form of dinar or perhiasan diri and keep them in safe deposit dekat bank (lebih selamatkan). If you need money, pawn them at Ar Rahnu or Agro bank. They can give you up to 70 percent of the gold current value. 70 percent in future maybe 10 times more than the value that you pay to buy it today.

Or just buy yellow gold jewelery banyak banyak ; D. No need to be Mami Jarum, simpan ja kat bank. Yang satu dua tu pakailah kat badan kan ;).


So why wait? Let s buy some gold. Sila la ke trengganu ye kalau nak beli (ops promote kampung I pulak ) "perasantan kampung I kekeke"

ps : sekadar berkongsi cerita dan pendapat sendiri :D. 
ps 2:  walau yellow gold berharga, saya masih berangan mendapatkan/mengcompletekan white gold bling bling diamond dari kepala ke hujung kaki heheh tak tau lah bila dapat satu set badan kekekeke. Hmm berangan bule kan - moga  menjadi impian yang kesampaian :) 


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