Wassiya Shoppe

My brother and I  went to wassiyah shoppe (WS) last friday to settle my dad things. I am settling this as soon as possible (right after I got the death certificate) untuk mengelak yang tidak baik, untuk hati I lebih aman and untuk roh arwah lebih aman juga. How much or how little, I truly believe that rezeki tetap dari Allah and I take all with hati yang ikhlas- insyaAllah. siapa lah saya cuma menumpang harta parents yang tidak seberapa. Tiada apa untuk dibanggkan pun walau banyak atau sikit seadanya pun bukan saya yang mencarinya 

Alhamdulilah all goes on well with us.

And here is my sharing dear  (sharing is love)

We appoint WS  to be in charge of  "distributing" and "tagging" the relevant names (me or my brother) to each harta. They will settle arwah's saving, land  and building at a basic fee of RM 3400 per file (ayah  is one name ibu is another name- if you are settling both together, you need to open 2 files, but 2nd file is charged at 50%). They will charge some additional charges later (after all settles). The good thing is their charges  are cheaper as compared to Amanah Raya :). (please know that Amanah Raya is NOT the only organization yang menguruskan harta pusaka)

Here is some info if you are not aware:

ASB is saham - no penama is allowed, final distribution is based on faraed

EPF is with penama but final distribution will be faraed law as well. Penama hanya penjaga amanah

I am not sure about life insurance since we do have penama (my dad does not have any insurance). But of course at WS you can consolidate all

At wasiyyah shoppee, they will help you to settle all harta pusaka at one go at a very much cheaper cost - you  just need to  provide all documents, open file and sign in agreemeent for harta distribution as faraed method, or sama rata or other percentage based on whatever discussed. This means that you have a choice. ASB or EPF can be distributed as per waris's choice. (of course waris kena muafakat and setuju dengan whatever method or percentage), again this means that you dont have to follow faraed/islamic distribution)

Better still - make your wasiat with them at RM500 now - consolidate your wasiat with your hubby. This wasiat will supersede EPF nomination or ASB rules (faraed distribution). In this wasiat you can provide Hibah as well. 

Hibah is hadiah dari parents untuk any individual (family atau tidak) and harta hibah terkeluar dari pembahagian harta pusaka. For example you have many houses but there is one house that you want to hibah (hadiahkan ) kepada sorang anak angkat. This harta become hadiah kepada si dia when you are no more alive. Anak anak lain tidak boleh menuntut. Nice eh ?:D (and you can pull back the hibah when you still alive or change your mind)

Apart from RM 500 masa buat wasiat, WS will charge a yearly fee of Rm 200 per year up to 55 years of our age (if I am not mistaken). And there after, you dont need to pay any yearly fee. Apabila berlaku kematian, they will come and read the wasiat to all children and they will take care all.

Wasiat in Islam is very important sebenarnya so make your wasiat now :D

So please call your consultant at WS now :). Cheap and easy.

Alamat	No. 1 Jalan 9/42, Taman Sejahtera off Jalan Kuching, 51200 Kuala Lumpur .
No. Telefon	+603 6250 9573 +603 6257 7972 .
No. Faks	+603 6259 2853 .
E-mail	telewasiyyah@wasiyyahshoppe.com.my

ps:

WS does not do ASB's pusaka  if  NO other harta (house, land etc) involved because the fees charged by them is too much as compared to work needed to be done (too easy work). Your next choice is  Amanah R but they will charge you as high as income tax tau :).

So, write up your will now,  please mention that you know this from Ermayum blog ye (so that I become referral for a bit of token - tq :) )

ps2: faraed distribution is good bila semua waris tak boleh come to a conclusion or an agreement but if there is any other way that makes everybody happy then that is the best. but if semuaa cannot decide , then faread is used so that nobody can question it as it is undang undang islam-  lelaki dapat lebih, sebab tanggungjawab besar-must take care of other parent or siblings, if anak pass away dulu dari ayah, cucu tak dapat sebab anak yang nak mendoakan ayah dah meninggal. parents are connected to children dan bukan cucu and so on.